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Retirement shouldn't be guesswork. We help individuals get clear, unbiased advice so they can confidently plan for a future they control — not one they hope for. With expert guidance and a personalized strategy, you’ll know exactly where you stand and how to make your retirement dreams a reality.
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OUR PERSONAL FINANCE BLOG

The Benefits of Fixed Indexed Annuities in Retirement Planning

Jessica Wade

Published on: 13/06/2024

Fixed-indexed annuities (FIAs) are a unique type of annuity that combines the benefits of both fixed and variable annuities. They offer a guaranteed minimum return with the potential for higher returns based on the performance of a specified stock market index, such as the S&P 500, without directly investing in the stock market.

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At YWait, we believe everyone deserves a confident financial future — not just the wealthy, not just the financial “experts,” but everyday people like you.

Whether you're planning for retirement, protecting your family with life insurance, or just trying to make smarter business moves, we’re here to give you clear, unbiased advice you can actually use. No jargon. No sales pitches. Just real guidance from someone in your corner.

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Hardworking individuals and families who want peace of mind

Business owners, educators, tradespeople, and entrepreneurs looking to turn their hard work into lasting security